Pay your bill online and view account statements.


Home Zone Credit Card Image

Interest Free Financing

with the Home Zone Synchrony HOME Credit Card can help you take it home today.

with the Home Zone Synchrony HOME Credit Card
can help you take it home today.

with the Home Zone
Synchrony HOME Credit Card
can help you take it home today.

All Synchrony HOME credit cards accepted here!


Furniture and Sleep Center In-Store Financing Offers


48 Months 0% APR Financing**

On purchases with your Home Zone Furniture Synchrony Home credit card. Equal monthly payments are required for 48 months.


Enjoy everyday benefits, everywhere the card is accepted.

Benefits of the Home Zone Synchrony HOME Credit Card

  • 12 Months to 48 Months Promotional Financing on qualifying purchases at select participating Synchrony HOME retailers
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and decor to appliances and more, to help you to get what you want and need for your home
  • $0 fraud liability and 24/7 secure account management

Lease to Own Programs

No Credit Needed


Frequently Asked Questions

What is the Home Zone Synchrony HOME Credit Card?

Home Zone offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including all Home Zone Furniture locations.

Where do I check the status of my account?

To check the status of your Home Zone Synchrony HOME Credit Card account, click on the Manage Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

★ Make a payment

★ View your balance

★ Update your account information

★ Schedule up to your next 12 payments

How do I apply for a Home Zone Synchrony HOME Credit Card?

You can apply for a Home Zone Synchrony HOME Credit Card online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

How can I make a payment on my Home Zone Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online or download the MySynchrony app.

Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.

Monday - Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank P.O. Box 960061 Orlando, Florida 32896-0061

If I'm approved what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

*With Payment Deferred Interest
No Interest if Paid in Full Within Promotional Period

No interest charges will be assessed if the promotional purchase balance is paid in full within the promotion period stated on the attached sales receipt or the reverse side of the document. If the promotional purchase balance is not paid in full by the end of the promotion period, interest will be imposed from the date of purchase at the Purchase APR. Minimum monthly payments are required. Making only the minimum payments required by your monthly statement may not pay off the promotion within the promotion period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase.

** No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promotional purchase amount divided by the number of months in the promotional period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promotional purchase. During the last month(s) of the promotional period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promotional purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Not responsible for typographical errors.

Offers are subject to credit approval. Please visit mysynchrony.com to view account information or make payments.