Pay your bill online and view account statements.


Home Zone Credit Card Image

Interest Free Financing

with the Home Zone Synchrony HOME Credit Card can help you take it home today.

with the Home Zone Synchrony HOME Credit Card
can help you take it home today.

with the Home Zone
Synchrony HOME Credit Card
can help you take it home today.

All Synchrony HOME credit cards accepted here!


Furniture and Sleep Center In-Store Financing Offers


48 Months 0% APR Financing**

On purchases with your Home Zone Furniture Synchrony Home credit card. Equal monthly payments are required for 48 months. Promo fee of 2% of amount financed will be included in required monthly payments.


Enjoy everyday benefits, everywhere the card is accepted.

Benefits of the Home Zone Synchrony HOME Credit Card

  • 12 Months to 48 Months Promotional Financing on qualifying purchases at select participating Synchrony HOME retailers
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and decor to appliances and more, to help you to get what you want and need for your home
  • $0 fraud liability and 24/7 secure account management

Lease to Own Programs

No Credit Needed


Frequently Asked Questions

What is the Home Zone Synchrony HOME Credit Card?

Home Zone offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME credit card is accepted, including all Home Zone Furniture locations.

Where do I check the status of my account?

To check the status of your Home Zone Synchrony HOME Credit Card account, click on the Manage Account link above/below to go to the Synchrony Bank website. After logging into your account, you will be able to:

★ Make a payment

★ View your balance

★ Update your account information

★ Schedule up to your next 12 payments

How do I apply for a Home Zone Synchrony HOME Credit Card?

You can apply for a Home Zone Synchrony HOME Credit Card online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

How can I make a payment on my Home Zone Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online or download the MySynchrony app.

Pay by Phone: Contact Synchrony Bank Customer Service 1-866-396-8254 during the hours listed below to make a payment by phone.

Monday - Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank P.O. Box 960061 Orlando, Florida 32896-0061

If I'm approved what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

*With Payment Deferred Interest
No Interest if Paid in Full Within Promotional Period

A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

** A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Not responsible for typographical errors.

Offers are subject to credit approval. Please visit mysynchrony.com to view account information or make payments.